welcome!
Hot offers for you and your family
Areas of focus
![Owning a Small Business](https://michfarmers.com/wp-content/uploads/2017/02/home-insurance.jpg)
When you’re a small business owner, you may have to make tough sacrifices. Insurance shouldn’t be one of them. Come see me and I’ll help you select the coverage you want.
![Texting and Driving](https://michfarmers.com/wp-content/uploads/2017/02/auto.jpg)
Texting and Driving is against the law in Michigan. How safe of a driver are you and how safe are your kids?
real help
for businesses and organizations
Advisors
Here for you to help, every step of the way
about us
![man man](https://michfarmers.com/wp-content/uploads/2017/02/man.png)
OUR PURPOSE IS SIMPLE
![man man](https://michfarmers.com/wp-content/uploads/2017/02/man.png)
Our Beginning
![man man](https://michfarmers.com/wp-content/uploads/2017/02/man.png)
Changing Times
![man man](https://michfarmers.com/wp-content/uploads/2017/02/man.png)
New Financial Age
![man man](https://michfarmers.com/wp-content/uploads/2017/02/man.png)
Modern Day
![man man](https://michfarmers.com/wp-content/uploads/2017/02/man.png)
Confidence in The Future
Our Team
Why us?
The blog
![How Umbrella Insurance Works](https://michfarmers.com/wp-content/uploads/2019/11/3.jpg)
Most types of insurance provide one specific kind of coverage. For instance, your auto insurance policy protects you in case of a car accident, while your homeowners policy covers your house, and the belongings in it, against theft or damage. By contrast, umbrella insurance is a single policy that covers most aspects of your financial life – just like an umbrella covers every part of your…
![What is the difference between Standard Collision and Broadened Collision Coverage?](https://michfarmers.com/wp-content/uploads/2019/11/2.jpg)
When it comes to buying auto insurance, most people we talk to simply know they want “PLPD” or “Full Coverage,” but do not know that you and options when it comes to the type of collision coverage you want. Full coverage consists of physical damage coverage and entails two parts; comprehensive coverage (cracked windshield, hitting a deer, vandalism, stolen, etc.)…
![Auto insurance reform goes into effect July 2, 2020.](https://michfarmers.com/wp-content/uploads/2019/11/1.jpg)
Beginning in 2020, Michigan drivers will be able to select their preferred level of PIP, the coverage that pays for medical coverage if you are injured in an auto accident. Based on your eligibility and individual needs, you’ll be able to select from the coverage options available or you may be able to waive PIP medical coverage altogether. Here is…